Aspira Capital Group, founded in May 2023 by CEO David Monegro, operates from West Palm Beach with a mission to empower underserved small businesses through accessible cash flow solutions focus on short-term invoice factoring offers a practical alternative for companies experiencing delays in receivables or facing seasonal revenue dips.
How We Empower Underserved Small Businesses Nationwide
Here at Aspira Capital Group, we believe that every business deserves a fair chance to thrive—regardless of zip code, background, or credit score. That’s why we were proud to be featured in TechTimes, where they spotlighted our mission to support underserved small businesses through fast, flexible access to capital.
Our Approach to Supporting Entrepreneurs
Our CEO, David Monegro, founded Aspira in May 2023 with a clear vision: to level the financial playing field for entrepreneurs who are often overlooked by traditional banks. As David said in the article:
“Our focus on short‑term invoice factoring allows businesses to unlock immediate cash flow from their outstanding invoices.”
That’s the heart of our service. Rather than offering loans, we provide cash flow solutions—turning your receivables into ready working capital so you can focus on growing your business.
Who We Serve—and Why
We work especially hard to support:
- Minority-owned and Hispanic-owned businesses
- Companies in underserved communities
- Small and mid-sized operations that need quick access to funds
Traditional financing channels often have rigid requirements that many businesses can’t meet. Our process is built around flexibility, speed, and real-world understanding of how small businesses operate.
A Trusted, Growing Name in Business Finance
In just our first year, we’ve made meaningful progress:
- Earned Better Business Bureau accreditation with an “A” rating
- Featured in Forbes, Business Insider, and TechTimes
- Developed a reputation for responsiveness, transparency, and personalized support
We’re now working on integrating AI and blockchain into our systems to streamline decision-making and enhance transparency even further.
What This Means for Your Business
If your business faces delayed payments, seasonal slowdowns, or rapid growth that demands more cash on hand, our advance-on-receivables approach might be the perfect fit.
| What We Offer | Why It Helps |
|---|---|
| Immediate access to working capital | Smooth out payment gaps |
| No reliance on traditional credit scoring | Broader eligibility |
| Fast application and funding | Decisions often in hours |
| Support tailored to your needs | You’re not just a number |
Common Questions
What is invoice factoring?
It’s a method of turning your outstanding invoices into immediate working capital—without waiting 30, 60, or 90 days for clients to pay.
Who qualifies?
We work with a wide range of industries and business sizes. If you have B2B receivables and need cash fast, we’ll find a way to help.
How long does it take to get funded?
Our process is built for speed. Many of our clients receive funds the same day they apply.
Looking Ahead
We’re not stopping here. We’re growing our team, investing in technology, and expanding nationally so we can empower even more small businesses with accessible financial tools. Our mission isn’t just business—it’s personal. We know what it means to bet on yourself, and we’re here to back you up every step of the way.