Frequently Asked Questions
A merchant cash advance is a flexible funding solution where you receive upfront capital in exchange for a portion of your future receivables. It’s designed to align with your cash flow, making it ideal for businesses with daily or monthly revenue activity.
Most businesses receive working capital in as little as 8 hours, once the application and required documents are complete.
Funding amounts typically range from $5,000 to $500,000, depending on your business revenue and cash flow patterns.
We focus on your business performance, not your credit score. We typically look at:
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How long you’ve been in business (usually 6+ months)
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Monthly revenue (generally $10,000 or more)
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Daily or weekly revenue consistency
No — payments are automatically adjusted based on your receivables. This allows for flexible repayment that matches your business activity.
No physical collateral is needed. Our funding is based on your future receivables and overall business health.
Yes! Whether you’re covering payroll, buying inventory, expanding operations, or handling a short-term expense — the capital is yours to use as you see fit.
Not typically. Our programs are structured to co-exist with other financial strategies, and many of our clients continue to qualify for other funding options later on.